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RogerDuke

By RogerDuke
in Hazzard Swamp

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HossC
HossC

Today I got to go on a river cruise with a group that I'm part of. It was nearly two hours each way with a stop-over for a hotel meal in the middle. We were hoping for a brighter day, but a bit of mis

HossC
HossC

Thanks everyone. You guys in the US have really gone to a lot of trouble for my birthday this year.

HossC
HossC

I couldn't use Spike's image because it's hard to recolor black panels, so here's a quick effort based on another image I found. There aren't many places for the graphics. You'll have to imagine the f

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Garrett Duke Senior Member

Garrett Duke

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Posted

I apologize for the several posts. I have no idea what happened there other than when I originally posted the first post the screen darkened and nothing happened so I tried again. When I refreshed the page all the other posts were there. I tried to delete them and could only find how to edit them. How dumb can I be? Well y'all just found out. :)

Hobie Hartkins Senior Member

Hobie Hartkins

Posted
Posted
  On 4/7/2024 at 10:34 PM, Garrett Duke said:

I apologize for the several posts. I have no idea what happened there other than when I originally posted the first post the screen darkened and nothing happened so I tried again. When I refreshed the page all the other posts were there. I tried to delete them and could only find how to edit them. How dumb can I be? Well y'all just found out. :)

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Nah! I've done that before....and  I graduated with one of the highest temperatures in my class!!  :) 

Spike Senior Member

Spike

Posted
Posted

Disregard the GoFundMe link. He found a buy her pay here dealer that rolled the $5k into a loan for another car. He just jumped from one deep pool to one where his head is barely above water but whatever. I offered advice and he didn't care to listen. He called last night boasting that it has more options than our cars, So it also has 4x the miles ours do. Heck add the miles of both the wife's and my car's and they still wouldn't come close to his new car. I wish him good luck with it though and hopefully he can keep his head above water on it.

Hobie Hartkins Senior Member

Hobie Hartkins

Posted
Posted
  On 4/10/2024 at 11:47 PM, RogerDuke said:

Feeling sick. Sore throat. Stuffed up. Achey and sore all over. Exhausted.

Buttermilk ain't fixin' it and I'm out of Hobie's Finest. Time to fire up Black Tillie Hobie.

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I sure am sorry to hear about that cousin! Sounds like my way of curing everything won't help........as I take a big gulp out my Milwaukee's Best Ice beer can ( I do love Ice beer!).  It may be time to go see Doc Appleby!! :)  GET WELL SOON! ( and keep us up on it!)

Hobie Hartkins Senior Member

Hobie Hartkins

Posted
Posted (edited)
  On 4/11/2024 at 3:48 PM, Garrett Duke said:

Exactly my problem. But I don't see any way around it. 

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The Key is; 1. BE PATIENT! 2.BE DISCIPLINED 3. Design your budget to where you are able to save and invest a good sized chunk of money every week/month. This might HAVE TO  include a part time job that you save 100% of your check. while living off what you make now. 5-10 yrs. from now you should have enough to pay cash for a house, cars etc. 

Also, once you have a car paid for, keep saving in a " Car Fund" ( a well hidden envelope)  and when you have $1,000 saved put it in its own account in the bank. Then continue until you have 8- 10 thousand, then put that with what they give you for your car. It should work for a used car'! 

Edited by Hobie Hartkins
Garrett Duke Senior Member

Garrett Duke

Posted
Posted
  On 4/12/2024 at 12:31 AM, Hobie Hartkins said:

The Key is; 1. BE PATIENT! 2.BE DISCIPLINED 3. Design your budget to where you are able to save and invest a good sized chunk of money every week/month. This might HAVE TO  include a part time job that you save 100% of your check. while living off what you make now. 5-10 yrs. from now you should have enough to pay cash for a house, cars etc. 

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That is a great idea. Though I live in an apartment so it has to be monthly. I use to have a part time job and still struggled, but gave that one up when I started take college classes as it would be too much. 

Hobie Hartkins Senior Member

Hobie Hartkins

Posted
Posted
  On 4/12/2024 at 12:59 AM, Garrett Duke said:

That is a great idea. Though I live in an apartment so it has to be monthly. I use to have a part time job and still struggled, but gave that one up when I started take college classes as it would be too much. 

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Find something that  makes you a pretty good chunk monthly for a part time job. DO NOT touch this and invest it after you have 3-6 months of your expenses in an emergency fund.  from '90-2000 I made enough to pay cash for a 3 bed room 2 bathroom house and the taxes etc. When the smoke cleared I had all the money I started with plus $10,000 of my interest UNTOUCHED! I'm talking to you now in a house that was basically " Free"....I paid for it with interest and stil had " MY" money AND the 10 thousand left of interest!  It took 10 HARD years though!

Hobie Hartkins Senior Member

Hobie Hartkins

Posted
Posted
  On 4/12/2024 at 5:20 AM, RogerDuke said:

No better today. I hope it's only a 3 day thing like most of my colds. Congrats on paying it off Garrett. Be careful jumping over those creeks though. Most mechanics aren't as cheap as Cooter. 

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Let me know if Doc Appleby is in need of a butt kicking! Maybe you should try some of my finest after all...lol! 

 And yes, Garrett....congratulations on your success!! You just keep on keepin' on! :) 

Garrett Duke Senior Member

Garrett Duke

Posted
Posted
  On 4/12/2024 at 5:20 AM, RogerDuke said:

No better today. I hope it's only a 3 day thing like most of my colds. Congrats on paying it off Garrett. Be careful jumping over those creeks though. Most mechanics aren't as cheap as Cooter. 

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  On 4/12/2024 at 4:10 PM, Hobie Hartkins said:

Let me know if Doc Appleby is in need of a butt kicking! Maybe you should try some of my finest after all...lol! 

 And yes, Garrett....congratulations on your success!! You just keep on keepin' on! :) 

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Thank you for the congratulations, but I still have a year of car payments left unless I find money laying around. I wish I could just pay it off and be done with it (the payments. Not the car.. I love my car. LOL) .

Congratulations Hobie on being able to do that with your house. That is a lot of work and it had paid off. Great planning and that had to have felt good.

Get feeling better, Roger. Colds are not fun!

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