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Hobie Hartkins

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Posts posted by Hobie Hartkins

  1. 3 minutes ago, Garrett Duke said:

    That is a great idea. Though I live in an apartment so it has to be monthly. I use to have a part time job and still struggled, but gave that one up when I started take college classes as it would be too much. 

    Find something that  makes you a pretty good chunk monthly for a part time job. DO NOT touch this and invest it after you have 3-6 months of your expenses in an emergency fund.  from '90-2000 I made enough to pay cash for a 3 bed room 2 bathroom house and the taxes etc. When the smoke cleared I had all the money I started with plus $10,000 of my interest UNTOUCHED! I'm talking to you now in a house that was basically " Free"....I paid for it with interest and stil had " MY" money AND the 10 thousand left of interest!  It took 10 HARD years though!

  2. 9 hours ago, Garrett Duke said:

    Exactly my problem. But I don't see any way around it. 

    The Key is; 1. BE PATIENT! 2.BE DISCIPLINED 3. Design your budget to where you are able to save and invest a good sized chunk of money every week/month. This might HAVE TO  include a part time job that you save 100% of your check. while living off what you make now. 5-10 yrs. from now you should have enough to pay cash for a house, cars etc. 

    Also, once you have a car paid for, keep saving in a " Car Fund" ( a well hidden envelope)  and when you have $1,000 saved put it in its own account in the bank. Then continue until you have 8- 10 thousand, then put that with what they give you for your car. It should work for a used car'! 

  3. 24 minutes ago, RogerDuke said:

    Feeling sick. Sore throat. Stuffed up. Achey and sore all over. Exhausted.

    Buttermilk ain't fixin' it and I'm out of Hobie's Finest. Time to fire up Black Tillie Hobie.

    I sure am sorry to hear about that cousin! Sounds like my way of curing everything won't help........as I take a big gulp out my Milwaukee's Best Ice beer can ( I do love Ice beer!).  It may be time to go see Doc Appleby!! :)  GET WELL SOON! ( and keep us up on it!)

  4. 2 hours ago, Garrett Duke said:

    I apologize for the several posts. I have no idea what happened there other than when I originally posted the first post the screen darkened and nothing happened so I tried again. When I refreshed the page all the other posts were there. I tried to delete them and could only find how to edit them. How dumb can I be? Well y'all just found out. :)

    Nah! I've done that before....and  I graduated with one of the highest temperatures in my class!!  :) 

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