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Hobie Hartkins

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  1. Love
    Hobie Hartkins got a reaction from Skipper Duke in The last 24 hours   
    Find something that  makes you a pretty good chunk monthly for a part time job. DO NOT touch this and invest it after you have 3-6 months of your expenses in an emergency fund.  from '90-2000 I made enough to pay cash for a 3 bed room 2 bathroom house and the taxes etc. When the smoke cleared I had all the money I started with plus $10,000 of my interest UNTOUCHED! I'm talking to you now in a house that was basically " Free"....I paid for it with interest and stil had " MY" money AND the 10 thousand left of interest!  It took 10 HARD years though!
  2. Like
    Hobie Hartkins reacted to Garrett Duke in The last 24 hours   
    I do. I love cats. I have a cat that lives at my parents house named Waylon and I have a cat that lives with me and my dog at my apartment named Wrigley. Pets are the bessssttttt! 
  3. Care
    Hobie Hartkins reacted to RogerDuke in The last 24 hours   
    No better today. I hope it's only a 3 day thing like most of my colds. Congrats on paying it off Garrett. Be careful jumping over those creeks though. Most mechanics aren't as cheap as Cooter. 
  4. Care
    Hobie Hartkins reacted to Garrett Duke in The last 24 hours   
    That is a great idea. Though I live in an apartment so it has to be monthly. I use to have a part time job and still struggled, but gave that one up when I started take college classes as it would be too much. 
  5. Haha
    Hobie Hartkins got a reaction from Skipper Duke in NASCAR news   
    Hey, " We both can't be wrong! I must be right!  - Bob Welch  
     
  6. Love
    Hobie Hartkins got a reaction from Garrett Duke in The last 24 hours   
    Find something that  makes you a pretty good chunk monthly for a part time job. DO NOT touch this and invest it after you have 3-6 months of your expenses in an emergency fund.  from '90-2000 I made enough to pay cash for a 3 bed room 2 bathroom house and the taxes etc. When the smoke cleared I had all the money I started with plus $10,000 of my interest UNTOUCHED! I'm talking to you now in a house that was basically " Free"....I paid for it with interest and stil had " MY" money AND the 10 thousand left of interest!  It took 10 HARD years though!
  7. Like
    Hobie Hartkins got a reaction from Skipper Duke in The last 24 hours   
    The Key is; 1. BE PATIENT! 2.BE DISCIPLINED 3. Design your budget to where you are able to save and invest a good sized chunk of money every week/month. This might HAVE TO  include a part time job that you save 100% of your check. while living off what you make now. 5-10 yrs. from now you should have enough to pay cash for a house, cars etc. 
    Also, once you have a car paid for, keep saving in a " Car Fund" ( a well hidden envelope)  and when you have $1,000 saved put it in its own account in the bank. Then continue until you have 8- 10 thousand, then put that with what they give you for your car. It should work for a used car'! 
  8. Like
    Hobie Hartkins got a reaction from RogerDuke in The last 24 hours   
    I sure am sorry to hear about that cousin! Sounds like my way of curing everything won't help........as I take a big gulp out my Milwaukee's Best Ice beer can ( I do love Ice beer!).  It may be time to go see Doc Appleby!!   GET WELL SOON! ( and keep us up on it!)
  9. Like
    Hobie Hartkins got a reaction from RogerDuke in The last 24 hours   
    Car Debt is the biggest thing that keeps people enslaved! DEBT IS SLAVERY ( Proverbs 22:6)  My last car payment was in October.......1993!!
  10. Care
    Hobie Hartkins reacted to Garrett Duke in The last 24 hours   
    Exactly my problem. But I don't see any way around it. 
  11. Haha
    Hobie Hartkins got a reaction from RogerDuke in NASCAR news   
    Hey, " We both can't be wrong! I must be right!  - Bob Welch  
     
  12. Like
    Hobie Hartkins got a reaction from RogerDuke in The last 24 hours   
    The Key is; 1. BE PATIENT! 2.BE DISCIPLINED 3. Design your budget to where you are able to save and invest a good sized chunk of money every week/month. This might HAVE TO  include a part time job that you save 100% of your check. while living off what you make now. 5-10 yrs. from now you should have enough to pay cash for a house, cars etc. 
    Also, once you have a car paid for, keep saving in a " Car Fund" ( a well hidden envelope)  and when you have $1,000 saved put it in its own account in the bank. Then continue until you have 8- 10 thousand, then put that with what they give you for your car. It should work for a used car'! 
  13. Wow
    Hobie Hartkins reacted to Garrett Duke in NASCAR news   
    I hope it's not Denny...
  14. Wow
    Hobie Hartkins got a reaction from Skipper Duke in The last 24 hours   
    Car Debt is the biggest thing that keeps people enslaved! DEBT IS SLAVERY ( Proverbs 22:6)  My last car payment was in October.......1993!!
  15. Haha
    Hobie Hartkins got a reaction from Skipper Duke in NASCAR news   
    Well until I see otherwise , Denny is still my fav......well...after ME of course! I'm H&^^ On Wheels in my Moonshine Mauler!!  
  16. Haha
    Hobie Hartkins got a reaction from Skipper Duke in NASCAR news   
    What's wrong with Denny??
  17. Haha
    Hobie Hartkins reacted to Garrett Duke in NASCAR news   
    Then there's that...I agree 100% on this. 
    Well I guess we can't all be right. LOL. I remember Denny's first season in Sprint. He won both races at Pocono. "The Tricky Triangle" LOL.  He just better leave Chase and the rest of the Hendrick boys alone. Go pick on Kyle Busch instead...  
  18. Wow
    Hobie Hartkins reacted to Garrett Duke in The last 24 hours   
    My last car payment was two days ago...LOL  
  19. Love
    Hobie Hartkins got a reaction from Garrett Duke in The last 24 hours   
    Car Debt is the biggest thing that keeps people enslaved! DEBT IS SLAVERY ( Proverbs 22:6)  My last car payment was in October.......1993!!
  20. Love
    Hobie Hartkins got a reaction from Garrett Duke in NASCAR news   
    Well until I see otherwise , Denny is still my fav......well...after ME of course! I'm H&^^ On Wheels in my Moonshine Mauler!!  
  21. Sad
    Hobie Hartkins reacted to RogerDuke in The last 24 hours   
    Feeling sick. Sore throat. Stuffed up. Achey and sore all over. Exhausted.
    Buttermilk ain't fixin' it and I'm out of Hobie's Finest. Time to fire up Black Tillie Hobie.
  22. Sad
    Hobie Hartkins reacted to Spike in The last 24 hours   
    Disregard the GoFundMe link. He found a buy her pay here dealer that rolled the $5k into a loan for another car. He just jumped from one deep pool to one where his head is barely above water but whatever. I offered advice and he didn't care to listen. He called last night boasting that it has more options than our cars, So it also has 4x the miles ours do. Heck add the miles of both the wife's and my car's and they still wouldn't come close to his new car. I wish him good luck with it though and hopefully he can keep his head above water on it.
  23. Haha
    Hobie Hartkins reacted to RogerDuke in NASCAR news   
    He's not Chase Elliott
  24. Wow
    Hobie Hartkins reacted to Spike in NASCAR news   
    As long as it ain't Denny winning the championship I'll be happy. 
  25. Haha
    Hobie Hartkins got a reaction from Spike in Word Association   
    Liberry......ala my wife's pronunciation of library...lol.....I couldn't resist!  
     
    Cranberry
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